None of us wants to take loan. Debt was never considered auspicious in the olden times. Time changed and these days’ people accept that we can take loan in times of need. This is the reason that today there are many banks and NBFCs who are working to give you online loans sitting at home.
But there is one problem. There are also many fake applications and websites in the online market, which work to cheat us in the name of giving loans. Or you can say that they take advantage of our helplessness.
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Looking at this problem, today in this post we are going to tell you about 10 RBI registered online loan app list related to giving loan. These loan apps are registered with RBI and you can trust them completely.
10 RBI Registered Online Loan App List
If you want a loan urgently, here we will discuss about 10 such RBI registered online loan app list through which you can take online loan. All these apps are turant loan dene wala app i.e. there is no need to go anywhere to take loan from them. With all these applications, you can take a loan sitting at home.
KreditBee Instant Loan App
KreditBee is a turant loan dene wala app. Through this application, you can take a loan ranging from one thousand rupees to two lakh rupees. Also, the interest rates of this application range from zero to 29 percent. Through this application, you are given a loan for a minimum of 62 days and a maximum of 15 months. If you want to take a loan, then definitely you can use this application once. Here you have every possibility of getting a loan. This app is available on the Play Store, which has a rating of 4.4 and has been downloaded by more than 10 million people so far. This is the number one app in the RBI registered online loan app list.
Home Credit Personal Loan- Turant Loan Dene Wala App
This turant loan dene wala app can also prove to be very helpful in times of need. Here you can take a home loan along with Personal Loan. Through this application, you can get a loan ranging from 10 thousand to 2 lakh 40 thousand rupees. But the interest rates of this application are quite high. Here you may have to pay interest ranging from 19 percent to 56 percent.
Here you also have to pay about 5 percent processing fee, which largely depends on the risk appetite of your profile. This application is a very old loan giving application. Hence the interest rates are very high here. Here you are given a loan for a minimum period of six months and up to a maximum of 51 months. A total of more than one crore people have downloaded this application so far and have given a rating of 4.3 to this application.
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CasHe Personal Loan App
Next app in the RBI registered online loan app list is the CasHe. This app also works to give you loan in case of a financial emergency. Through this application, you can take a loan ranging from one thousand to three lakh rupees. While in this you may have to paHowever, the interest rate can be up to 30 percent. The interest rates largely depend on your risk profile. The higher the risk in your profile, the higher the interest you will be charged.
The special thing about this application is that you are given a loan here only for three months. In such a situation, if you want to take a loan for a very short time, then only use this application. So far more than 50 lakh people have downloaded it on the Play Store and people have given it an excellent rating of 4.4.
Branch Personal Loan App
This application is very reliable for taking loan. So if you are thinking of taking a loan then you can go with this. For this, you have to first go to the Play Store and download the app. After which you need to create your profile. Then you can apply for the loan. After this your documents will be checked. If everything is in order then the loan amount will be transferred to your bank account. Till now lakhs of people have taken loans through this application. So you can trust this application without any hesitation.
Tala: Loans up to Rs 10,000
If you want to take a small loan, then this can be the best application for you. In this, you can get a loan easily by giving very few documents. You can also download the app from your phone’s play store. If we talk about its rating, then people have given it a rating of 3.6 so far. Also thousands of people have downloaded it till now. So you can easily choose this application to avail the loan. If all your documents are found correct, then your loan will be transferred to your bank account.
Kissht: Instant Line Of Credit
This turant loan dene wala app is also a part of the RBI registered online loan app list. Here you can avail a loan ranging from 10 thousand to 1 lakh with the help of your Aadhaar card and PAN card. Also, you have to pay interest ranging from 14 to 28 percent. If we talk about the loan tenure, then here you are given loan from 3 months to 24 months. So far this application has been downloaded by more than 1 crore people on the Play Store and it has been given a rating of 4.4, which is considered very good.
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Money View: Personal Loan App
If you want a loan urgently then this application will not disappoint you. Through this application, you are given a loan ranging from 10 thousand to 5 lakh, which is much more than the other applications. You may have to pay interest ranging from 16 percent to 36 percent on this application. Here the loan tenure is from 3 months to 5 years. This application has got a rating of 4.5 from the people so far and 10 million people have downloaded it from the Play Store.
Smart Coin: Personal Loan App
Smart Coin application is also considered a good turant loan dene wala app . So you might as well go with it. You can also easily download it from the Play Store and apply for the loan. After this you have to create your profile and proceed with the application and submission of documents. If we talk about its rating on the Play Store, it is currently 4.6. Also, it has been downloaded by millions of people till now. So you can go with this application without any doubt.
True Balance- Turant Loan Dene Wala App
True Balance is also a well-known application for giving loans. Through this application, you can take a loan from five thousand to a maximum of fifty thousand rupees. Here, you will have to pay interest on a monthly basis, which will be around 5 percent. You can take a loan for a minimum period of 62 days and a maximum period of 116 days. This application is very popular among students. It has so far been downloaded by more than one crore people on the Play Store and has a rating of 4.3.
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Navi – turant loan dene wala app
Navi is a very well-known application. This application also works to provide health insurance along with personal loan. Here you can be given a maximum loan of up to Rs 20 lakh. This is the reason that makes it different from other applications. Here you are given a loan for a minimum of three months and a maximum of 72 months. The rate of interest ranges from 10 percent to 36 percent. More than one crore people have downloaded it from the Play Store so far and have given a rating of 3.9.
The Money Club App: Get Funds Quickly
The Money Club is an AI driven chit fund platform. For millions of customers, The Money Club provides a safety net in times of crisis. Chit funds may sound like a completely different kind of financial instrument. But in many ways, chit funds can help you in getting rid of the personal loan debt trap. They are a saving as well as borrowing financial instrument.
On personal loans, banks/NBFCs charge interest rates ranging from 12% to 24%. Additionally, there is no guarantee that your loan application will be approved. Because of the increased interest, EMIs are also higher. When compared to a personal loan, chit funds have lower interest rates and less paperwork. Furthermore, your deposited funds earn 3-4 times more interest than a Fixed Deposit.
Benefits Of Investing In Chit Fund
- Instant and Quick Disbursal of Money: When you borrow money from a chit fund, you receive it in your account within 6-8 hours. When you need money, you can participate in the auction and receive it right away.
- No documentation: No documentation is required to participate in the bid. This is due to your documents being verified when you join the chit scheme. The chit scheme is only open to verified members. As a result, there is no risk of fraud.
- Online Application: The entire application process is completed online. The main point is that, in contrast to traditional chit funds, the money is not held by the intermediary. When the auction takes place each member transfers the amount directly to the member’s bank account. So, there is no chance that the intermediary will run away with the cash. Hence, Money Club chit fund is absolutely a safe platform and your money is also safe.
- Low rate of interest: Comparing it with the interest charged by banks/NBFCs, we have seen that individuals pick up money at very low interest. Usually it is only 1/3rd to 1/4thof what they would have paid to the banks.
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FAQs on RBI Registered Online Loan App List
With the Navi app, you can get a loan of up to 20 lakhs.
Always keep in mind that any instant loan app charges more than the bank. But sometimes due to some offers, you may get a loan at low interest.
Different types of applications have different time limits, in some apps it can be done immediately and in some it can take up to 48 hours.
Today you have come to know about 10 RBI Registered online loan app list from which you can easily take loan. Always keep one thing in mind that before applying for the loan, read the charges and terms and conditions thoroughly so that you do not face any kind of problem in future.