Many people may require 30,000 personal loan urgently to cover their expenses. However, it’s nearly impossible for a person to get such loans at low-interest rates from banks. Therefore, people prefer to take help from instant loan providers. They allow people to get personal loans of up to a few lakhs within seconds. These loans do not require collateral and can be availed easily with minimum hassle.
And, if you want to know how to get 30,000 personal loan at a low-interest rate with minimum documents in India, then you should go through this article.
Read: How Much Personal Loan Can I Get On 15,000 Salary?
Do You Need An Urgent Loan of Rs 50000? Get a Loan on Aadhaar Card
Join A Digital Chit Fund And Earn A Secondary Income Source.
How To Apply For A 30000 Personal Loan Online?
If you need a 30000 personal loan urgently, the best way to get it is by applying online. Various lenders offer instant online loan application facilities.
You don’t need to visit banks carrying a huge pile of documents. You can apply in a completely online manner, upload the documents online, and on approval, the funds will be disbursed to your bank account within a short period of time. These loans do not require collateral and can be availed easily with minimum hassle.
Read: Want to buy a bike? Personal loan, Bike Loan, Credit Card or Savings?
Online Lenders For 30000 Personal Loan
PaySense
Rate of interest: 16% – 36% p.a.
Minimum and maximum amount: Rs. 5, 000 – Rs. 5 Lakhs.
Tenure: 3 months – 60 months.
Processing fee: Up to 2.5% of the loan amount + GST.
EarlySalary
Rate of interest: 27.38% – 30.42% p.a.
Minimum and maximum amount: Rs. 1,000 – Rs. 4 Lakhs.
Tenure: 3 months – 18 months.
Processing fee: Up to 3% of the loan amount.
Cashe Personal Loan
Rate of interest: 27.38% – 30.42% p.a.
Minimum and maximum amount: Rs. 1,000 – Rs. 4 Lakhs.
Tenure: 3 months – 18 months.
Processing fee: Up to 3% of the loan amount.
Read: 10 RBI Registered Online Loan App List: Turant Loan Dene Wala App
Eligibility Criteria for 30,000 Personal Loan
Nationality – Indian
Profession – Self-Employed or Salaried
Age – 21 – 55 years
Minimum Monthly Income – Rs. 40,000 per month
Work Experience – 2 – 3 years
Read: 10 Ways to get Instant Personal Loan without documents online
Join A Digital Chit Fund And get urgent Loan
Required Documents
There are certain documents that you will require while applying for a personal loan which are given below-
PAN card
Address Proof like Passport
Identity Proof like an Aadhar card
Read: Loan Apps That Give Loans Instantly, Instant Loan App
Best Option For 30,000 Personal Loan
For a Rs. 30,000 personal loan, there isn’t a better option than Money Club. Money Club is an online chit fund platform which provides dual benefit of saving and borrowing.
Benefits of chit funds
Chit funds offer the advantage of being both a saving and an investing vehicle. In an emergency, you can easily borrow the money, or you can keep using it as an investment.
- You can borrow money that is several times as much as what you have invested when you need it.
- You receive the funds 6 to 8 hours after placing the bid.
- The loan is against your own potential future contributions.
- The rate of interest is considerably less than what banks offer.
- Paperwork is not a hassle.
- There is no demand for a high credit score.
- Greater contribution returns when compared to fixed or recurring deposits.
Read: Know Your Money Club platform Journey On The Money Club App
