Instant Cash Loan In 5 Minutes. How To Take Loan From Mobile?

instant cash loan

Sometimes it happens that our salary runs out in no time and we are in need of money. Sometimes we ask for help from our friends or relatives, but at times they are also unable to help us a lot. In such a situation, people start searching on Google “How to get loan in 5 minutes?” Is there any way to get loan in 5 minutes? 

Friends, after reading this article till the end, you will definitely get the solution to your problem. Here we are going to tell you about 8 such ways, by which you will get instant cash loan in 5 minutes. So let’s us how we can get a personal loan from mobile in 5 minutes?

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Whether it is a loan of 1000 or a loan of up to 1 lakh, today we will discuss 8 ways in which you will not need to go to any office or bank and can get instant cash loan in 5 minutes. We can get loan from our mobile easily. You just have to download an app and apply for the loan online.

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How To Get Instant Cash Loan In 5 Minutes

Taking a loan through mobile is the best way, because applying for offline loan from the bank takes time due to document verification. It takes you just 2 to 3 minutes to get a loan through the application, as the process is very easy.

There is no requirement of too many documents while applying online. You will just have to provide your Aadhaar card and PAN card only for online verification. Just these two documents are enough to get you instant cash loan in 5 minutes, and the money gets transferred to your bank account instantly.

To avail the loan, you just have to install the application from the Google Play Store and follow a few steps. By doing this, you get the loan very quickly. So let’s read about the ways to get instant cash loan in 5 minutes?

Read: I Need 20000 Rupees Loan Urgently: 4 Ways To Help You

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Ways To Get Instant Cash Loan In 5 Minutes

Personal loan in 5 minutes with Google Pay

Many people are not aware that they can also get a loan in 5 minutes through Google Pay. And for this you do not even have to do much. You can apply for the loan very easily. Through this you can get a loan ranging from 1 thousand to 1 lakh sitting at home. The rate of interest is also not very high. You do not have to follow a lot of process for this loan. You can get it very easily in less time.

Rate of interest         1.33% to 2.50% month

Loan amount              Upto 5 lakh

Loan tenure                Upto 36 months

Processing fee           According to credit score


  • First of all you have to install Google Pay app from Play Store.
  • Register with the help of your mobile number.
  • Click on the Insta money option.
  • Through InstaMoney, you can get instant loan in 5 minutes. It is RBI certified loan app.
  • Create your account and enter some basic details. Upload your Aadhar Card and Pan Card.
  • If the documents are approved, the money will be received directly in the account.

Read: Instant Cash Loan In 5 Minutes: 25 Instant Cash Loan Apps (Rs. 5000 to Rs. 5 lakhs)

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Instant Loan in 5 minutes through True Balance

True Balance is a highly trusted and licensed NBFC mobile application. With the help of this app, you will be able to take a personal loan in 5 minutes. The specialty of this loan app is that you need to submit minimum information.

Rate of interest                 5% month

Loan amount                     Upto 50 thousand

Loan tenure                       2-3 months

Processing fee                   0%- 0.7%


  • Download True Balance application from play store.
  • Register you mobile with the help of a password.
  • Click on Cash Loan and you will be asked to click on confirm to do KYC.
  • Enter the PAN card number and then click on Proceed.
  • After this enter the number linked to the Aadhaar card and enter the Aadhaar card number as well.
  • Click Go To Cash Loan and enter the amount of loan you want.
  • Enter your account details.
  • Wait for 5 minutes and you will see that your loan will be approved.

Read: How can you get a personal loan on a low CIBIL score? Learn Now

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Instant Funds with The Money Club App

Chit funds may appear to be an entirely different type of financial instrument. However, chit funds can assist you in escaping the personal loan debt trap in a variety of ways. They are both a saving and borrowing financial instrument. The Money Club is a chit fund platform powered by artificial intelligence. It provides a safety net in times of crisis for millions of customers. A chit is the only financial product that allows you to save and borrow.

Banks/NBFCs charge interest rates ranging from 12% to 24% on personal loans. Furthermore, there is no assurance that your loan application will be approved. EMIs are also more as interest rates are high. On the other hand, chit funds have lower interest rates and less paperwork than personal loans. Furthermore, your deposited funds earn three to four times the interest of a fixed deposit. If you are faced with a financial emergency, the chit fund provides you with a quick liquidity option to tide you over.

Benefits of chit funds

  • Chit Funds have the advantage both as saving and as an investment. You can easily borrow the money in an emergency or continue as an investment.
  • In times of need, you can borrow money which is multiples of what you have invested.
  • You get the money within 6-8 hours after the bid.
  • The money borrowed is against your own future contributions.
  • The borrowing rate is determined by the participants and not any external agency. Usually the rate can be much lower than the banks.
  • There is no hassle of paperwork.
  • No requirement of a good credit score.
  • Higher returns on contributions as compared to Fixed Deposits or Recurring Deposits.

Read: Read: Know Your Money Club platform Journey On The Money Club App

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Instant Cash Loan in 5 minutes through Dhani App

Dhani App is a great app for taking loans. It is a reliable and 100% secure mobile application. Through this, the user can take a loan in 5 minutes sitting at home. There is no need for the user to go anywhere to apply for this loan. You need to do online verification to apply and your loan will be approved.

Rate of interest 13.99% p.a.        

Loan amount      1.5 lakh

Loan tenure       Upto 24 months

Processing fee   3%


  • You can install this app from Play Store.
  • After downloading the app enter your mobile number and with help of OTP complete your verification.
  • Then you need to turn on the location and click on One Freedom.
  • Now you will have to enter some information like Pan number, Address, Pincode, City.
  • As soon as you apply for Onefreedom Credit Card, your card will be activated.
  • Here you will get a credit limit.
  • To proceed your mobile number should be linked to your Aadhaar card.
  • Then you need to fill in the bank account details and click Validate Now.
  • Now, your available credit limit your loan amount will be displayed.
  • You can transfer the amount to your bank account as per your requirement.

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Instant Cash Loan In 5 Minutes With Flex Salary Loan Application

Flex Salary is also a well-known application for giving loans. With its help, you can avail a loan of up to several thousand rupees in just a short span of time. But to take a loan from here, you must be a salaried person. Also, you must be over 21 years of age.

Rate of interest                 36% max

Loan amount                     Upto 2 lakh

Loan tenure                       Upto 36 months

Processing fee                   300 rupees


  • Download the Flex salary application.
  • Fill in the basic details.
  • Verify your mobile number.
  • Fill in details regarding your employment.
  • You will get a notification as to whether you are eligible for the loan.
  • If you are eligible you need to fill in your bank details.
  • After verification you will receive a call regarding the status of your loan application.
  • If everything is Ok you can transfer the loan amount to your bank account.

Read: Low Credit Score Loans: 20 Low Credit Score Loan Apps

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Instant Loan In 5 Minutes From Navi

This is another loan giving application which works to give you loan. The special thing is that its customer support is excellent and you are provided immediate assistance. 

Rate of interest                 9.9% to 36% p.a.              

Loan amount                     Upto 2 lakh        

Loan tenure                       Upto 72 months              

Processing fee                   3.99% to 6%

The process for applying loan is similar as in above cases.

Read: How To Increase CIBIL Score From 600 To 750 Immediately?

Instant Cash Loan In 5 Minutes From Kredit Bee Application

Kredit Bee Application is also a very good option for taking loan. The best thing is that it is a reliable application, because it is a RBI registered application. That’s why you can take a loan without any hesitation from here.

Rate of interest                 30% max               

Loan amount                     Upto 3 lakh        

Loan tenure                       Upto 24 months              

Processing fee                   6%

The process for applying loan is similar as in above cases.

Read: Urgent Personal Loan 10000: I Need 10 000 Rupees Loan Urgently

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FAQs Related To Instant Cash Loan In 5 Minutes

How long does it take to get an instant cash loan?

It takes minutes to apply for an instant cash loan. If your application is approved you can receive your money within 2-4 hours or even less.

What documents are required while applying for a mobile loan?

You can apply for an instant cash loan with only three things- Aadhaar card, PAN card and bank account.

What happens if you do not repay instant loan?

Even after a certain period of time, if you fail to pay the borrowed amount, the lender will report your loan account as a non-performing asset (NPA) to the credit bureaus. This will badly affect your credit history and bring down your credit score as well.

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