Instant loan apps without PAN card(Rs 1000 to Rs 50000)

loan without Pan card

If you do not have a PAN card, then at present there are some Instant loan app which provide you loan without PAN card. On the basis of Aadhaar card and after verifying your income proof, these instant loan apps provide loan ranging from Rs 1000 to Rs 50000.

In this article, we will give you information about how to get a loan without PAN card with the help of Instant loan apps.

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Instant Loan Apps Without PAN Card

Following are the Instant loan apps where you can get loan without PAN card:

S No.      Application Name            Loan Amount

1             MoneyView                       Rs 10,000 up to ₹5,00,000

2              Dhani                                   Rs 50,000

3             Navi                                       Rs 50,000 to ₹20,00,000 

4             CASHe                                   Rs 1,000 to Rs 4,00,000 

5             Money Tap Rs.                   Rs 10,000 to Rs. 5 lakhs

6             Buddy Loan                         Rs. 10,000 to Rs. 15 Lakhs 

7             Nira                                        Rs 5,000 to Rs 1,00,000 

8              PaySense                            Rs.5,000 to Rs.5 lakh 

9             Home Credit                       Rs 10,000 upto ₹5,00,000

10           KreditBee                            Rs 1,000 to ₹3,00,000

11           RupeeRedee                      Rs 2000 to ₹25000

12           True Balance                      Rs 5,000 to ₹ 50,000

13           India Lends                         Rs. 2000 upto Rs 5,00,000   

14           mPokket                              Rs 500 to Rs 30,000 

15           Kissht                                    Rs 30,000

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Interest Rates and Charges for Instant Loan App Without PAN Card

The interest rate of such loans is approximately the same for all. Let us have a look:

Interest Rate – 1.33% per month

Loan Processing fees – 2% to 8%

Interest on Overdue EMIs – 2% per month

Period of repayment – 91 days to 15 months

According to Gst Fee – 18%

Late Fee – Have to be paid in case of delay in EMI

Loan service fee – depends on the amount of loan

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Eligibility Criteria For Instant Loan App Without PAN Card

Age of Applicant: Between 21 years to 57 years.

Minimum income of applicant: Rs 13,500.

The income should be deposited directly into the bank account of the applicant.

Credit score:  Minimum CIBIL score 600 or minimum Experian score of 650.

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How to Apply for Online Instant Loan without PAN Card

To get a personal loan easily without a PAN card, with the help of instant loan apps you can follow the steps mentioned below:

Step 1. Install Loan Application from Google Play Store.

Step 2. Sign up with your mobile number.

Step 3. Fill all your information like name, address, date of birth, address, income etc.

Step 4. Upload your KYC documents.

Step 5. Now wait till the loan is approved, as soon as the loan is approved, this amount is transferred to your bank account.

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Get Instant Funds At Low Interest and Without Credit Score

Money Club is India’s best AI-powered online chit fund platform that allows you to avail loans at the most affordable low interest rates and at the time of need without any paperwork. The best part is that credit score does not matter here. You can easily raise money by bidding at a low interest rate.

Chit Fund allows you to borrow money as well as save your money. You can invest small amount every day, every 3 days, 15 days or monthly and get high returns on your investment.

Download the Money Club App and be prepared with an emergency fund for any financial emergency. be smart; Avoid the pitfalls of borrowing at high cost from moneylenders and other financial channels. Borrow with fewer hassles.

Read: How Does The Money Club Mobile App Work?

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