India’s Best AI-Driven
Online Chit Fund Platform

Get access to funds in times of financial crisis at a low interest rate with no paperwork.

Happy & Satisfied Money Clubbers

Saved, Borrowed & Invested money in Money Clubs

About Money Club

The Money Club is a safe and secure mobile platform for Peer-to-Peer Chit fund, Committee or Beesi. You can join a Money Club with other like-minded people from all over India and start saving or investing money here. In times of need, you can also borrow money which is multiples of what you have invested. Money Club provides you a group of verified members with whom you can pool up money.


No. of Groups/Clubs


No. of Verified users

₹420 M+

Total amount pooled so far

25% p.a.

Average Interest earned


Registered users

How to Join a Money Club?

Step 01

Apply to a Money Club through
the Money Club app

Step 02


Step 03

Get Invited
to Join a Club

The Money Club Mobile App

Works in 4 simple steps

01. Accept the invitation

Once you get screened, our match-making algorithm will invite you to a club with other verified members.

02. Pool In

Pool up money with verified members and bid for the pooled amount. The platform takes the guarantee of each and every member.

03. Bid in real time

Bid for the pooled (club) amount in real time on the app. The highest bidder wins the pooled amount.

04. Join more clubs

Move up in the journey as you keep building your track record on the platform.

How You Benefit

Get funds in times of crisis

Are you overburdened with your credit card bills? Just get funds from your money club today and pay back in installments later. At very low interest.

Sitting At Home

Get the money you need in your bank account while sitting at home. In fact, you will get your money wherever you are, even if you are travelling. All you need is your smartphone.

Without Any Paperwork

Normally, we need to do a lot of paperwork for all kinds of loans, especially bank loans. But with Money Club, no paperwork needed! Getting the lump sum you need is now very simple.

Why Choose Money Club Platform?

Paperless onboarding: Users go through 1 round of telephonic verification and basic KYC before joining any club.

Gamified chit funds: Subscribers proceed to higher amount clubs by building a good transaction history.

Best commission structures in the industry: Unlike the traditional chit funds, we have a variable commission structure which starts with 4% of the chit amount and goes down to as low as 0.5% based on the performance of the subscriber.

High frequency chits: Unlike the traditional chit funds, we run daily, 3-days, weekly clubs as well which helps the subscribers to earn returns in a short tenure or borrow whenever they feel the need.

Best in class risk underwriting algorithms to prevent defaults: Our algorithms factor in all the transactional, demographic and verification data of the subscribers to assign the best suited clubs to them.

Trusted network of verified users: Each subscriber goes through 1 round of telephonic verification followed by KYC and background check before joining a club. Moreover, the subscribers proceed to higher clubs by building a good transaction history and this creates a network of disciplined and trusted verified users.

Money Club Blog