India’s Best AI-Driven
Online Chit Fund Platform

Get access to funds in times of financial crisis at a low interest rate with no paperwork.

Happy & Satisfied Money Clubbers

Saved, Borrowed & Invested money in Money Clubs

How You Benefit

Handle crisis

Handle crisis

Withdraw funds from your money club when you need it. 

Save faster

By pooling up money regularly with other verified users.

fulfill aspirations

Fulfil aspirations

Withdraw up to 10 times more money than what you have saved.

About Money Club

The Money Club is a safe and secure mobile platform for Peer-to-Peer Chit fund, Committee or Beesi. You can join a Money Club with other like-minded people from all over India and start saving or investing money here. In times of need, you can also borrow money which is multiples of what you have invested. Money Club provides you a group of verified members with whom you can pool up money.

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34 K+

No. of Groups/Clubs

amount pooled

955 K+

Total transactions so far

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₹577 M+

Total amount pooled so far

average interest

25% p.a.

Average Interest earned
app download

220 K+

Registered users

How to Join a Money Club?

step-1

Step 01

Apply to a Money Club through
the Money Club app

step-2

Step 02

Get
Screened

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Step 03

Get Invited
to Join a Club

The Money Club Mobile App

Works in 4 simple steps

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01. Accept the invitation

Once you get screened, our match-making algorithm will invite you to a club with other verified members.

02. Pool In

Pool up money with verified members and bid for the pooled amount. The platform takes the guarantee of each and every member.

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03. Bid in real time

Bid for the pooled (club) amount in real time on the app. The highest bidder wins the pooled amount.

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04. Join more clubs

Move up in the journey as you keep building your track record on the platform.

Why Choose Money Club Platform?

Paperless-onboarding

Paperless onboarding: Users go through 1 round of telephonic verification and basic KYC before joining any club.

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Gamified chit funds: Subscribers proceed to higher amount clubs by building a good transaction history.

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Best commission structures in the industry: Unlike the traditional chit funds, we have a variable commission structure which starts with 4% of the chit amount and goes down to as low as 0.5% based on the performance of the subscriber.

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High frequency chits: Unlike the traditional chit funds, we run daily, 3-days, weekly clubs as well which helps the subscribers to earn returns in a short tenure or borrow whenever they feel the need.

underwriting-algorithms

Best in class risk underwriting algorithms to prevent defaults: Our algorithms factor in all the transactional, demographic and verification data of the subscribers to assign the best suited clubs to them.

Trusted-network

Trusted network of verified users: Each subscriber goes through 1 round of telephonic verification followed by KYC and background check before joining a club. Moreover, the subscribers proceed to higher clubs by building a good transaction history and this creates a network of disciplined and trusted verified users.

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